A New Hope for 401k/403b Plans
Good and evil have battled for millenia. In the end, who wins? In movies, and in business, it’s the one who is more persistent. Retail sales were forever changed by the Wal-Mart discount model of making more items available in one location, the superstore....
The case for individual investment advice in 401k/403b plans
In today’s world, we can use GPS to get us to our destinations. We can ask Siri, Google Home, or Alexa for news and weather. We can control lights, locks, thermostat, and appliances at home using our smartphones. And yet, when we want to know what to do...
The problem my busy life created in my retirement account, how I fixed it, and how you can too
Ever get busy? Like, really busy? Like, ‘No, not today. We’re not going there until Thursday. Today’s Thursday?!?’, ‘What did I come in here for?’, ‘How am I ever gonna get all this done on time?’ kind of busy? Sure you...
What’s the right investment for me in my 401k or 403b?
So, you have a retirement plan at work. Great. Now what? You are supposed to pick your investments. Mmmmkay. How? Maybe your Plan Provider uses a service to guide you, or maybe they don’t. Maybe your employer gave you a brochure with all the options in it and you just...
Retirement is broken. Let’s fix it.
Something is very wrong with the way many retirement plans have been structured. Basically, you want two things from your retirement account: Grow, baby, grow! Support me with steady income in retirement But, have you ever stopped to think… “Am I...How bad are returns when advice isn’t used?
2013 Report on Investor Behavior and experience of returns
How GOOD are returns when advice IS used?
A 7-year study showing the impact of Help in Retirement Plans
Report: How Small Retirement Plans can perform like the big boys
Small Retirement Plans: A Focus on What's Working