It’s amazing, but not shocking. Banks are businesses. Big banks are businesses owned by shareholders. Shareholders demand profits, period. In 2007-2009, the entire banking world was brought to its knees by subprime lending, which is giving loans to people who...
In today’s world, we can use GPS to get us to our destinations. We can ask Siri, Google Home, or Alexa for news and weather. We can control lights, locks, thermostat, and appliances at home using our smartphones. And yet, when we want to know what to do...
Ever get busy? Like, really busy? Like, ‘No, not today. We’re not going there until Thursday. Today’s Thursday?!?’, ‘What did I come in here for?’, ‘How am I ever gonna get all this done on time?’ kind of busy? Sure you...
Something is very wrong with the way many retirement plans have been structured. Basically, you want two things from your retirement account: Grow, baby, grow! Support me with steady income in retirement But, have you ever stopped to think… “Am I...
You know the feeling. News report says the stock market just hit another all-time high. You look at your 401k balance. Meh. It’s a little higher, but you don’t get that “all-time high” kind of feeling. Your office mate Jerry has been raving about the run his...
Saving for the future is something we know we have to do. But, couldn’t it be a bit more predictable? I mean, seriously…what is that retirement account doing between checkups, anyway? It might not seem to be doing much (especially if you check it often),...
How bad are returns when advice isn’t used?
2013 Report on Investor Behavior and experience of returns
How GOOD are returns when advice IS used?
A 7-year study showing the impact of Help in Retirement Plans
Report: How Small Retirement Plans can perform like the big boys